Balance Sheet and Financial Statement Analysis

Merriam Report© Frequently Asked Questions

What is the Merriam Report?
The two-page MR provides in-depth and often predictive financial statement analysis on most publicly traded companies
(income statement, balance sheet and cash flow statement). Analysis covers seven quarters of reported data.

How do investors benefit from Merriam Report research?

The MR gives investors

highly sophisticated cash-flow and

earnings quality

analysis

in an

easy-

read PDF

format. Our

innovative research saves hours in research time and

offers

valuable clues

to the

integrity of

reported earnings

and

potential future changes

in a security's

price.

The MR also provides accurate estimates of a security's fair-value

as of

the most recent

period reported.

What’s so different about the MR from other financial research?

Our

proprietary

research screen

employs a matrix of unconventional

cash-flow

, accrual and capital productivity tools

designed to evaluate specific relationships in the financial statement components of an earnings report.

This powerful

blend

unconventional methodologies has shown

to be remarkably

accurate

and

highly

predictive

identifying

both

potentially undervalued

and/or overvalued

securities...months before

traditional analysis does.

Can the MR be used to analyze stocks and bonds?

Yes. The MR is very effective in evaluating almost any class of security,

including

equities,

bonds, preferred class

shares and options.

How diverse is your research coverage?

Our robust database covers a broad and expanding range of industries, sectors and

peer-

groups. More information is

available

here

Does the Merriam Report include investment advice (buy, sell, hold)?

Page 2 of each report provides a

summary of the analysis including a score of the six

primary

analysis components,

bullish or bearish trend indicators and

fair-value

estimates

Please read

product use & limitation

for

more details.

Can your research be used to find short-selling ideas?

The MR is equally effective in identifying “red-flags” as it is in uncovering companies

with

upside potential

that may have

been overlooked by investors.

How do I obtain your research?

All MR products are available via our secure website using the safe and convenient

PayPal

network.

How much does the MR cost?

We offer a variety of inexpensive options to meet your research needs. Individual

reports

start

at $

and

package

reports

are as low as $1

er report depending on the

unit volume

ordered.

What is the Merriam Report Quarterly Newsletter?

Published 4 times a year, each issue brings you our MR analysis on companies within an

industry, peer

group or market

niche.

Annual subscriptions are only $49 per year.

Do you invest in your own ideas?

Sometimes. Please read our investment

policy

disclosure

for more information.

What other services are available to investors?

We also

provide

portfolio

analysis services

, c

ontract

research

/ due-diligence projects,

forensic accounting and

related services

to fund managers, analysts, attorneys and individuals.

Merriam Report Investment Research Frequently Asked Questions